Balanced Budget Act: Good or Bad for Seniors?

Image source: Wall Street Journal On November 2, 2015, the Balanced Budget Act of 2015 (BBA) was signed into law by President Barack Obama. According to the President’s statement on the day of the signing, "Democrats and … [Read more...]

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Be Very Afraid: Our Top Ten Scariest Articles

With Halloween upon us, now is the time when we present you with this year’s scariest & creepiest stories. From posthumous messages from loved ones to Alzheimer's being contagious, we uncovered some scary ground. To … [Read more...]

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Preparing Yourself for Medicare Open Enrollment

Every day, an average of 10,000 Americans will become eligible for Medicare as they turn 65 — and face a complex new set of health care decisions. If you're among them, you may feel perplexed about what you need to do about … [Read more...]

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What She Doesn’t Know About Social Security Could Cost Her Thousands

Q. My mother, Eileen, and her husband, Ray, just recently got divorced after 15 years of marriage. My step-father was the primary breadwinner throughout their marriage, while my mother was a homemaker, who worked a little here and … [Read more...]

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Critter Corner: When it Comes to Social Security, what does “File and Suspend” Mean?

Dear Baxter, My neighbor mentioned something about a "file and suspend" strategy for Social Security to boost retirement income? Can you explain what that means? Thanks! Clay Min Stratagees --- Dear … [Read more...]

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Virginia Becomes First State to Approve ABLE Act

Virginia Governor Terry McAuliffe Signs ABLE Act into Law (Source: NBC 29) Q. Our son, Jeff, has autism spectrum disorder and will likely need assistance throughout his lifetime. We are looking for ways to save for his … [Read more...]

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Strong or Vulnerable? Social Security in its 80th Year

For 80 years, Social Security has been protecting American families from both expected and unexpected challenges. Last week, the Social Security Board of Trustees released its annual report to Congress, which projects that Social … [Read more...]

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A New Act to Help Special Needs Families

  Q. My 9-year-old daughter, Noelle, is intellectually disabled. The costs for her therapy and assistive technology are quite high, and we are in the process of applying for government assistance (SSI). Despite our struggles … [Read more...]

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Ask the Expert: Can You Explain Social Security, please?

Q. I am 62 and getting ready to retire. I am really confused about how Social Security works. Can I start collecting now, or do I need to wait until I am 65? Also, what is all this about credits? I thought Social Security was … [Read more...]

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LGBTQ Marriage Ruling Brings New Planning Choices

LGBTQ married couples can now celebrate another important victory in their fight for equal rights.  Yesterday, the Supreme Court ruled to let the appeals court rulings allowing same-sex marriage in five states stand, clearing the … [Read more...]

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