There are as many as 90 million family caregivers in the U.S. today, and their contribution is thought to be equivalent to $450 billion in caregiving services every year. This number is steadily increasing, as more Americans are … [Read more...]
Print This PageThe End-Of-Life Conversation: What if it NEVER happens?
November 12, 2013 by
Greta was very close with her in-laws, and often referred to them as “the parents she never really had.” When her father-in-law, Chuck, started to show signs of dementia, she stepped in immediately to help. For as long as Greta … [Read more...]
Print This PageMajor Carriers of Long-Term Care Insurance are Exiting the Market
November 11, 2013 by
According to a recent report by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) and the U.S. Department of Health and Human Services (HHS), changes in the Long-Term Care (LTC) insurance market, including … [Read more...]
Print This PageAsk the Expert: Gifting and the New Gift and Estate Tax Exclusion Numbers
November 8, 2013 by
Q. My son, Eric, recently got married to Jennifer, and my mother, Olivia, would like to give them a gift of $10,000 for their nest egg. She also has a history of giving small monthly gifts to the animal shelter. If my mother … [Read more...]
Print This PageSocial Security Recipients to Get 1.5% More in 2014
November 7, 2013 by
Nearly 63 million Americans receive either Social Security or Supplemental Security Income (SSI) benefits. In 2014, these recipients will see their benefits rise 1.5%, thanks to annual cost-of-living (COLA) adjustments. Beginning … [Read more...]
Print This PageNew Guides Available for Financial Caregivers
November 5, 2013 by
There may come a time when a loved one entrusts you with his or her financial business, by way of a Power of Attorney, designating you as his or her agent (also called attorney-in-fact). As an agent, your role is to manage your … [Read more...]
Print This PageNovember is Long-Term Care Awareness Month: A Time to Plan Ahead
November 4, 2013 by
November is Long-Term Care Awareness Month, a time for families to educate themselves and prepare for potential long-term care needs. Planning ahead for long-term care better prepares families to live well in their later … [Read more...]
Print This PageNow this is SCARY- Filial Responsibility Part 2
October 29, 2013 by
Ruth and Earl Linderkamp, parents of Dawn Herrmann and Elden, Louis, Carl, Gene, and Dennis Linderkamp, resided in Four Seasons Healthcare, a nursing home in Forman, ND from 2006 until they died in 2009 and 2010, respectively. In … [Read more...]
Print This PageStudies Show Family Caregivers (of Non-Dementia Patients) Find Role Rewarding and Potentially Life Extending
October 28, 2013 by
Michelle’s in-laws helped care for her children for ten years. Two years ago, her father-in-law, Steve, passed away and her mother-in-law, Elizabeth, was left alone and her health was deteriorating. Michelle, who is an RN, decided … [Read more...]
Print This PageAsk the Expert: Staying Eligible for Medicaid after the Death of a Spouse
October 25, 2013 by
Q. My mother, Rose, is a Medicaid recipient who has been in a nursing home for the past eight months due to Alzheimer’s. My father, William, has been living in the home where he and my mother lived for over 25 years in … [Read more...]
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